Financial Highlights
2018 FQ1 YTD
3/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
2014 FY
12/31/2014
Balance Sheet ($000)
Total Assets 24,449,147 25,075,645 21,697,134 18,903,821 15,900,034
Total Net Loans 21,329,377 21,500,761 18,299,152 16,656,914 14,156,058
Total Deposits 18,764,533 19,123,180 17,016,831 15,084,619 12,673,300
Equity Attributable to Parent Company 2,273,429 2,202,721 2,009,557 1,623,533 1,484,190
Total Equity 2,273,429 2,202,721 2,009,557 1,623,533 1,484,190
Profitability (%)
Net Income($000) 71,945 197,063 155,119 144,854 136,352
Net Income Attributable to Parent($000) 71,945 197,063 155,119 144,854 136,352
ROAA 1.20 0.87 0.74 0.79 1.05
Core ROAA 1.20 0.87 0.74 0.80 1.05
ROAE 12.76 9.30 9.03 9.34 10.74
ROATCE 13.45 9.70 9.40 9.79 11.56
Core ROAE 12.77 9.33 9.05 9.37 10.78
Net Interest Margin 3.63 3.46 3.11 3.12 3.75
Reported: Net Interest Margin 3.71 3.49 3.14 3.14 3.78
Efficiency Ratio 54.07 54.15 54.73 54.25 55.18
Noninterest Inc/ Operating Rev 8.66 8.89 8.68 7.90 8.18
Balance Sheet Ratios (%)
Loans/ Deposits 108.88 108.11 102.83 110.79 112.50
Securities/ Assets 0.65 0.70 0.58 0.58 0.72
Total Equity/ Total Assets 9.30 8.78 9.26 8.59 9.33
Tangible Equity/ Tangible Assets 9.23 8.71 9.18 8.49 9.22
Tang Common Equity/ Tang Assets 8.61 8.12 8.49 7.70 8.27
Asset Quality (%)
NPAs/ Assets 0.54 0.45 0.86 0.96 0.29
NPA Excl Restructured/ Assets 0.54 0.45 0.86 0.95 0.28
NPAs & 90+ PD/ Assets 0.60 0.48 0.91 0.99 0.32
NPAs/ Loans & REO 0.62 0.52 1.01 1.07 0.32
Nonaccrual & 90+ & OREO/ Assets 0.60 0.48 0.91 0.99 0.31
NPAs & 90+ PD/ Loans & REO 0.68 0.56 1.07 1.12 0.36
NPA & Loans 90+/ Tangible Common Equity + LLR 6.39 5.48 9.83 11.76 3.60
NCOs/ Avg Loans 0.10 0.16 0.28 0.07 0.05
Loan Loss Reserves/ Gross Loans 0.89 0.85 0.91 0.84 0.71
Reserves/ NPAs 143.42 163.14 90.03 78.16 221.01
Loan Loss Provision/ NCO 219.94 155.43 156.79 460.41 312.58
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 2,103,637 2,033,830 1,841,219 1,455,662 1,312,225
Tier 1 Capital($000) 2,361,055 2,293,016 2,101,071 1,716,170 1,573,007
Tier 2 Capital($000) 482,017 475,137 460,592 436,122 NA
Total Capital($000) 2,843,072 2,768,153 2,561,663 2,152,292 1,967,021
Total Risk-weighted Assets($000) 23,902,733 24,078,401 20,530,621 19,479,146 16,632,762
Tier 1 Common Capital (CET1) Ratio(%) 8.80 8.45 8.97 7.47 7.89
Tier 1 Ratio(%) 9.88 9.52 10.23 8.81 9.46
Total Capital Ratio(%) 11.89 11.50 12.48 11.05 11.83
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 9.88 9.15 9.34 8.92 10.76
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 49,669,774 49,643,344 49,503,662 45,873,807 45,735,007
Avg Diluted Shares(actual) 50,353,497 50,259,834 46,765,902 46,437,872 44,003,256
Basic Book Value per Share 42.75 41.35 37.56 32.12 29.17
As-reported Book Value per Share 42.75 41.35 37.56 32.12 29.17
Basic Tangible Book Value per Share 42.37 40.97 37.17 31.69 28.72
Reported: Tangible Book Value 42.37 40.97 37.17 31.69 28.72
EPS after Extra 1.38 3.73 3.11 2.91 2.88
EPS after Extra Growth(%) 72.50 19.90 6.90 1 5.90
Core EPS 1.38 3.75 3.12 2.92 2.89
Core EPS Growth(%) 72.40 20.20 6.80 1 1.90
Diluted EPS before Amortization 1.38 3.74 3.12 2.92 2.90
Pre-Provision Earnings per Share 1.28 4.63 4.18 3.65 3.21
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.

Contact Information

Texas Capital Bancshares, Inc.,
2000 McKinney Avenue
Suite 700
Dallas, TX 75201
(214) 932-6600

Investor Relations Contact
Heather Worley
(214) 932-6646
heather.worley@
texascapitalbank.com

Transfer Agent
Computershare Investor Services LLC
Two North Lasalle Street
Third Floor
Chicago, IL 60602
(800) 568-3476
(312) 588-4990

Copyright 2018, © S&P Global Market Intelligence  Terms of Use