Financial Highlights
2018 FQ3 YTD
9/30/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
2014 FY
12/31/2014
Balance Sheet ($000)
Total Assets 27,127,107 25,075,645 21,697,134 18,903,821 15,900,034
Total Net Loans 23,508,949 21,500,761 18,299,152 16,656,914 14,156,058
Total Deposits 20,385,637 19,123,180 17,016,831 15,084,619 12,673,300
Equity Attributable to Parent Company 2,426,442 2,202,721 2,009,557 1,623,533 1,484,190
Total Equity 2,426,442 2,202,721 2,009,557 1,623,533 1,484,190
Profitability (%)
Net Income($000) 228,933 197,063 155,119 144,854 136,352
Net Income Attributable to Parent($000) 228,933 197,063 155,119 144,854 136,352
ROAA 1.23 0.87 0.74 0.79 1.05
Core ROAA 1.23 0.95 0.74 0.80 1.05
ROAE 13.12 9.30 9.03 9.34 10.74
ROATCE 13.81 9.70 9.40 9.79 11.56
Core ROAE 13.14 10.17 9.05 9.37 10.78
Net Interest Margin 3.74 3.46 3.11 3.12 3.75
Reported: Net Interest Margin 3.78 3.49 3.14 3.14 3.78
Efficiency Ratio 53.36 54.15 54.73 54.25 55.18
Noninterest Inc/ Operating Rev 8.52 8.89 8.68 7.90 8.18
Balance Sheet Ratios (%)
Loans/ Deposits 108.15 108.11 102.83 110.79 112.50
Securities/ Assets NA 0.70 0.58 0.58 0.72
Total Equity/ Total Assets 8.94 8.78 9.26 8.59 9.33
Tangible Equity/ Tangible Assets 8.88 8.71 9.18 8.49 9.22
Tang Common Equity/ Tang Assets 8.33 8.12 8.49 7.70 8.27
Asset Quality (%)
NPAs/ Assets 0.40 0.45 0.86 0.96 0.29
NPA Excl Restructured/ Assets 0.40 0.45 0.86 0.95 0.28
NPAs & 90+ PD/ Assets 0.44 0.48 0.91 0.99 0.32
NPAs/ Loans & REO 0.45 0.52 1.01 1.07 0.32
Nonaccrual & 90+ & OREO/ Assets 0.44 0.48 0.91 0.99 0.31
NPAs & 90+ PD/ Loans & REO 0.50 0.56 1.07 1.12 0.36
NPA & Loans 90+/ Tangible Common Equity + LLR 4.86 5.48 9.83 11.76 3.60
NCOs/ Avg Loans 0.27 0.16 0.28 0.07 0.05
Loan Loss Reserves/ Gross Loans 0.80 0.85 0.91 0.84 0.71
Reserves/ NPAs 176.85 163.14 90.03 78.16 221.01
Loan Loss Provision/ NCO 112.52 155.43 156.79 460.41 312.58
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 2,258,596 2,033,830 1,841,219 1,455,662 1,312,225
Tier 1 Capital($000) 2,516,895 2,293,016 2,101,071 1,716,170 1,573,007
Tier 2 Capital($000) 482,266 475,137 460,592 436,122 NA
Total Capital($000) 2,999,161 2,768,153 2,561,663 2,152,292 1,967,021
Total Risk-weighted Assets($000) 26,141,157 24,078,401 20,530,621 19,479,146 16,632,762
Tier 1 Common Capital (CET1) Ratio(%) 8.64 8.45 8.97 7.47 7.89
Tier 1 Ratio(%) 9.62 9.52 10.23 8.81 9.46
Total Capital Ratio(%) 11.47 11.50 12.48 11.05 11.83
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 9.70 9.15 9.34 8.92 10.76
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 50,177,260 49,643,344 49,503,662 45,873,807 45,735,007
Avg Diluted Shares(actual) 50,209,428 50,259,834 46,765,902 46,437,872 44,003,256
Basic Book Value per Share 45.37 41.35 37.56 32.12 29.17
Book Value per Share, As Reported 45.37 41.35 37.56 32.12 29.17
Basic Tangible Book Value per Share 45 40.97 37.17 31.69 28.72
Tangible Book Value per Share, As Reported 45 40.97 37.17 31.69 28.72
EPS after Extra 4.41 3.73 3.11 2.91 2.88
EPS after Extra Growth(%) 52.60 19.90 6.90 1 5.90
Core EPS 4.42 4.10 3.12 2.92 2.89
Core EPS Growth(%) 52.10 31.40 6.80 1 1.90
Diluted EPS before Amortization 4.42 3.74 3.12 2.92 2.90
Pre-Provision Earnings per Share 5.21 4.63 4.18 3.65 3.21
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.

Contact Information

Texas Capital Bancshares, Inc.,
2000 McKinney Avenue
Suite 700
Dallas, TX 75201
(214) 932-6600

Investor Relations Contact
Heather Worley
(214) 932-6646
heather.worley@
texascapitalbank.com

Transfer Agent
Computershare Investor Services LLC
Two North Lasalle Street
Third Floor
Chicago, IL 60602
(800) 568-3476
(312) 588-4990

Copyright 2018, © S&P Global Market Intelligence  Terms of Use