Performance Ratios (%) TCBI Peer Median Peer Average
ROAA 0.97 0.92 0.89
ROAE 10.43 8.54 8.49
Net Interest Margin 3.56 3.25 3.24
Efficiency Ratio 53.35 62.73 58.83
Loans / Deposits 108.88 95.13 87.96
Asset Quality Ratios (%)
NPAs / Assets 0.54 0.57 0.89
NCOs / Avg Loans 0.15 0.15 0.32
Reserves / Loans 0.89 1.12 0.99
Reserves / NPAs 143.42 91.64 89.14
Capital Ratios (%)
Tier 1 Capital 9.88 12.08 11.94
Tangible Equity / Tangible Assets 9.23 8.95 9.11
Total Equity / Total Assets 9.30 10.60 10.53
Market Ratios
Price / Earnings (x) 23.00 19.88 21.42
Price / Book (%) 231.92 181.28 173.33
Dividend Yield (%) 0.00 1.63 1.42
Data for trailing four quarters

Texas Capital Bancshares, Inc.'s peer group consists of the following: Associated Banc-Corp (ASB), BOK Financial Corporation (BOKF), Cullen/Frost Bankers, Inc. (CFR), Severn Bancorp, Inc. (SVBI), Signature Bank (SBNY), Wintrust Financial Corporation (WTFC)

Texas Capital Bancshares, Inc.'s financial data is as of 3/31/2018.

Peer financial data is as of 3/31/2018

Contact Information

Texas Capital Bancshares, Inc.,
2000 McKinney Avenue
Suite 700
Dallas, TX 75201
(214) 932-6600

Investor Relations Contact
Heather Worley
(214) 932-6646
heather.worley@
texascapitalbank.com

Transfer Agent
Computershare Investor Services LLC
Two North Lasalle Street
Third Floor
Chicago, IL 60602
(800) 568-3476
(312) 588-4990

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