Performance Ratios (%) TCBI Peer Median Peer Average
ROAA 1.20 1.29 1.37
ROAE 12.78 12.64 13.58
Net Interest Margin 3.75 3.45 3.35
Efficiency Ratio 52.64 57.75 53.46
Loans / Deposits 113.13 88.12 79.85
Asset Quality Ratios (%)
NPAs / Assets 0.47 0.42 0.44
NCOs / Avg Loans 0.33 0.16 0.15
Reserves / Loans 0.83 0.94 0.87
Reserves / NPAs 156.01 118.29 126.41
Capital Ratios (%)
Tier 1 Capital 9.56 11.67 11.65
Tangible Equity / Tangible Assets 9.04 8.75 8.82
Total Equity / Total Assets 9.10 10.88 10.50
Market Ratios
Price / Earnings (x) 10.09 11.83 11.86
Price / Book (%) 125.35 134.67 150.09
Dividend Yield (%) 0.00 2.20 1.96
Data for trailing four quarters

Texas Capital Bancshares, Inc.'s peer group consists of the following: Associated Banc-Corp (ASB), BOK Financial Corporation (BOKF), Cullen/Frost Bankers, Inc. (CFR), Signature Bank (SBNY), SVB Financial Group (SIVB), Wintrust Financial Corporation (WTFC)

Texas Capital Bancshares, Inc.'s financial data is as of 3/31/2019.

Peer financial data is as of 3/31/2019

Contact Information

Texas Capital Bancshares, Inc.,
2000 McKinney Avenue
Suite 700
Dallas, TX 75201
(214) 932-6600

Investor Relations Contact
Heather Worley
(214) 932-6646
heather.worley@
texascapitalbank.com

Transfer Agent
Computershare Investor Services LLC
Two North Lasalle Street
Third Floor
Chicago, IL 60602
(800) 568-3476
(312) 588-4990

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