Performance Ratios (%) TCBI Peer Median Peer Average
ROAA 1.02 1.09 1.09
ROAE 11.06 10.52 10.96
Net Interest Margin 3.65 3.09 3.20
Efficiency Ratio 53.06 58.37 54.91
Loans / Deposits 110.45 85.44 78.09
Asset Quality Ratios (%)
NPAs / Assets 0.33 0.58 0.57
NCOs / Avg Loans 0.26 0.21 0.24
Reserves / Loans 0.75 1.10 0.97
Reserves / NPAs 192.95 109.74 108.07
Capital Ratios (%)
Tier 1 Capital 9.31 12.08 11.97
Tangible Equity / Tangible Assets 8.37 8.71 8.66
Total Equity / Total Assets 8.44 10.43 10.05
Market Ratios
Price / Earnings (x) 20.43 17.78 19.34
Price / Book (%) 220.52 177.25 209.42
Dividend Yield (%) 0.00 1.85 1.50
Data for trailing four quarters

Texas Capital Bancshares, Inc.'s peer group consists of the following: Associated Banc-Corp (ASB), BOK Financial Corporation (BOKF), Cullen/Frost Bankers, Inc. (CFR), Signature Bank (SBNY), SVB Financial Group (SIVB), Wintrust Financial Corporation (WTFC)

Texas Capital Bancshares, Inc.'s financial data is as of 6/30/2018.

Peer financial data is as of 6/30/2018 except for these companies:

BOK Financial Corporation's financial data is as of 3/31/2018.
Cullen/Frost Bankers, Inc.'s financial data is as of 3/31/2018.
SVB Financial Group's financial data is as of 3/31/2018.

Contact Information

Texas Capital Bancshares, Inc.,
2000 McKinney Avenue
Suite 700
Dallas, TX 75201
(214) 932-6600

Investor Relations Contact
Heather Worley
(214) 932-6646
heather.worley@
texascapitalbank.com

Transfer Agent
Computershare Investor Services LLC
Two North Lasalle Street
Third Floor
Chicago, IL 60602
(800) 568-3476
(312) 588-4990

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