Performance Ratios (%) TCBI Peer Median Peer Average
ROAA 1.17 1.26 1.35
ROAE 12.65 12.57 13.39
Net Interest Margin 3.62 3.46 3.35
Efficiency Ratio 52.97 57.75 53.68
Loans / Deposits 105.83 88.28 79.91
Asset Quality Ratios (%)
NPAs / Assets 0.38 0.41 0.43
NCOs / Avg Loans 0.24 0.19 0.16
Reserves / Loans 0.84 0.94 0.87
Reserves / NPAs 188.08 126.15 130.77
Capital Ratios (%)
Tier 1 Capital 9.57 11.48 11.55
Tangible Equity / Tangible Assets 8.85 8.74 8.82
Total Equity / Total Assets 8.90 10.80 10.50
Market Ratios
Price / Earnings (x) 9.60 11.29 11.46
Price / Book (%) 117.55 134.09 143.32
Dividend Yield (%) 0.00 2.19 2.05
Data for trailing four quarters

Texas Capital Bancshares, Inc.'s peer group consists of the following: Associated Banc-Corp (ASB), BOK Financial Corporation (BOKF), Cullen/Frost Bankers, Inc. (CFR), Signature Bank (SBNY), SVB Financial Group (SIVB), Wintrust Financial Corporation (WTFC)

Texas Capital Bancshares, Inc.'s financial data is as of 6/30/2019.

Peer financial data is as of 6/30/2019 except for these companies:

Wintrust Financial Corporation's financial data is as of 6/30/2019.
Signature Bank's financial data is as of 6/30/2019.

Contact Information

Texas Capital Bancshares, Inc.,
2000 McKinney Avenue
Suite 700
Dallas, TX 75201
(214) 932-6600

Investor Relations Contact
Heather Worley
(214) 932-6646
heather.worley@
texascapitalbank.com

Transfer Agent
Computershare Investor Services LLC
Two North Lasalle Street
Third Floor
Chicago, IL 60602
(800) 568-3476
(312) 588-4990

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