Performance Ratios (%) TCBI Peer Median Peer Average
ROAA 0.68 1.06 1.11
ROAE 8.11 9.70 10.72
Net Interest Margin 3.05 3.14 3.14
Efficiency Ratio 57.21 58.87 55.74
Loans / Deposits 90.09 82.60 78.30
Asset Quality Ratios (%)
NPAs / Assets 0.61 0.45 0.39
NCOs / Avg Loans 0.47 0.25 0.24
Reserves / Loans 0.96 1.38 1.27
Reserves / NPAs 109.94 169.02 284.45
Capital Ratios (%)
Tier 1 Capital 10.16 11.02 11.18
Tangible Equity / Tangible Assets 7.77 8.65 8.62
Total Equity / Total Assets 7.81 10.13 10.19
Market Ratios
Price / Earnings (x) 6.76 9.28 9.73
Price / Book (%) 54.48 94.22 100.28
Dividend Yield (%) 0.00 3.21 2.95
Data for trailing four quarters

Texas Capital Bancshares, Inc.'s peer group consists of the following: Associated Banc-Corp (ASB), BOK Financial Corporation (BOKF), Cullen/Frost Bankers, Inc. (CFR), Signature Bank (SBNY), SVB Financial Group (SIVB), Wintrust Financial Corporation (WTFC)

Texas Capital Bancshares, Inc.'s financial data is as of 3/31/2020.

Peer financial data is as of 3/31/2020

Contact Information

Texas Capital Bancshares, Inc.,
2000 McKinney Avenue
Suite 700
Dallas, TX 75201
(214) 932-6600

Investor Relations Contact
Melissa Harris
(214) 932-6675
melissa.harris@
texascapitalbank.com

Transfer Agent
Computershare Investor Services LLC

By Mail:
Computershare
P.O. Box 505000
Louisville, KY 40233-5000

By Courier or Overnight Delivery:
Computershare
462 South 4th Street, Suite 1600
Louisville, KY 40202-3467

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